5 HEALTH INSURANCE MYTHS THAT YOU SHOULD BE AWARE OF

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5 HEALTH INSURANCE MYTHS THAT YOU SHOULD BE AWARE OF

Myth 5: Buy the cheapest Mediclaim policy. They are all the same.
Reality: The cheapest policy may not be the best one. Premiums should be commensurate with the benefits offered by the health insurance policy. There are a number of policy features that you should review:-
·         Treatment wise limits and co-pay policy

·         Day wise Cash limit

·         Maximum renewal age

·         Network of empanelled hospitals
You should understand the benefits and carefully review the policy wordings, and then compare the premiums. Health insurance is a complex contract. You should engage a good financial adviser, experienced in health insurance, to help you select a health insurance policy which is suitable for you. Finally, you should do a credibility check on the health insurance companies you are considering. You should read online reviews or find out from your financial adviser, about the claims experience, policy changes, and customer service of the health insurance companies.
Conclusion
In this blog, we have discussed some common myths about health insurance. Health insurance is an essential investment in ensuring our family’s critical healthcare needs. You should educate yourself about health insurance, whether it is offered by your employer or you buy it yourself. If you have a good health insurance that meets a wide variety of medical needs, you will be free from health related financial concerns and focus on other important financial goals.

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1 comment :

  1. Hey, just wanted to drop in and say thanks for providing this excellent info! Thank you!

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