What does Commercial Vehicles Package Policy Cover?
What does Commercial and Miscellaneous Vehicles Package Policy Cover?
1. Loss of or Damage to your vehicle
- It provides for the loss of your vehicle or any damage caused to it owing to any of the following events
- Accident by external means
- Burglary or Theft of the vehicle*
- Fire, Explosion, Self Ignition, Lightning
- Terrorism, Riots, Strikes, Malicious Acts
- Whilst the vehicle is being conveyed by road, rail, inland waterways, air or lift
- Earthquake, Flood, Storm, Landslide or Rockslide etc
The policy would also cover your legal liability arising out of an Injury / Death of a third party and Property Damage of a third party incase of an accident involving your vehicle.
3. Personal accident cover for the owner-driver
The policy also provides for a mandatory Personal Accident Cover for Owner Driver covering Accidental Death and Permanent Total Disability.
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