What does Commercial Vehicles Package Policy Cover?

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What does Commercial and Miscellaneous Vehicles Package Policy Cover?

1. Loss of or Damage to your vehicle
  • It provides for the loss of your vehicle or any damage caused to it owing to any of the following events
  • Accident by external means
  • Burglary or Theft of the vehicle*
  • Fire, Explosion, Self Ignition, Lightning
  • Terrorism, Riots, Strikes, Malicious Acts
  • Whilst the vehicle is being conveyed by road, rail, inland waterways, air or lift
  • Earthquake, Flood, Storm, Landslide or Rockslide etc
2. Liability to third parties

The policy would also cover your legal liability arising out of an Injury / Death of a third party and Property Damage of a third party incase of an accident involving your vehicle.

3. Personal accident cover for the owner-driver

The policy also provides for a mandatory Personal Accident Cover for Owner Driver covering Accidental Death and Permanent Total Disability.

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