What does the Senior Citizen Health Insurance Plan cover?

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Senior Citizen Health Insurance Plans in India

General insurance companies offer medical insurance for senior citizens in India and have niche products to cater to this segment in our society. Some of the senior citizen health insurance plans are Silver Health from Bajaj Allianz, Varistha Mediclaim offered by National Insurance, Red Carpet Health Insurance from Star Health Insurance, Optima Restore from Apollo Munich, Complete from ICICI Lombard and Gold from Max Bupa. These senior citizen mediclaim policies ensure that you are financially protected during your golden years and are able to keep pace with sky rocketing medical costs.
What does the Senior Citizen Health Insurance Plan cover?

senior citizen health insurance plan covers the following:
• Hospitalization Cover: Expenses incurred as a patient after admission of more than 24 hrs. The expenses include room charges, doctor fees, nursing fees, cost of medicine and drugs, etc.
• Day care expenses which arise from use of special equipments or procedures like chemotherapy, dialysis, etc.
• Medical expenses prior and post of hospitalization, the number of days will vary across insurers.
• Ambulance charges for transporting the insured subject to maximum limit.
• Pre existing diseases are also covered subject to terms and conditions of the insurer.

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