Term Insurance

19 comments

Term Life Insurance Plans

Term Insurance plans or protection plans are the simplest form of life insurance providing coverage for a defined period of time, at a fixed rate of payment. If the insured expires during the relevant term, the death benefit is payable to the nominee, who is typically a family member. However, in case of survival, the coverage at the earlier rate of premiums is not guaranteed after the expiry of the policy. The customer has to either obtain extended coverage with different payment conditions or forgo coverage entirely.
Term insurance plans are the least expensive ways of buying substantial life cover over a particular period of time. Unlike other life insurance plans, term insurance does not have any investment component or cash build up value. It only extends guaranteed level of premiums and a specific amount of coverage for a specific period of time.

For Further Information click the link below:

Key Features of Term Insurance Policy

Eligibility Criteria for Term Insurance Plans(varies as per insurers)

How to Choose the Best Term Insurance Plan?


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